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CMHC MLI Select Consulting Services

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How Greencasa Helps You Win With the CMHC MLI Select

If you’re looking to finance or refinance a multi-unit rental property in Canada, having the right financing structure in place can literally mean the difference between success and failure for your project.

The CMHC MLI Select program (Canada Mortgage and Housing Corporation Mortgage Loan Insurance Select) is more than just another financing option available to you. It’s a chance to leverage higher levels of debt, extend your amortization, and enjoy lower rates of interest.But the truth is, getting the best possible benefit from the CMHC MLI Select program, and qualifying for it in the first place takes more than just an application.

That’s where Greencasa comes in. At Greencasa, we work with developers and investors to structure their projects in such a way that they can take full advantage of the benefits available through the CMHC MLI Select program. We offer every kind of CMHC MLI Select consulting services and we will work with your project to ensure that it meets the criteria set by CMHC so that you can get the best possible financing package. If you’re looking for better rates, better cash flow, and long-term scalability, it all begins here.

How Greencasa Helps You Win With the CMHC MLI Select

If you’re looking to finance or refinance a multi-unit rental property in Canada, having the right financing structure in place can literally mean the difference between success and failure for your project.

The CMHC MLI Select program (Canada Mortgage and Housing Corporation Mortgage Loan Insurance Select) is more than just another financing option available to you. It’s a chance to leverage higher levels of debt, extend your amortization, and enjoy lower rates of interest.But the truth is, getting the best possible benefit from the CMHC MLI Select program, and qualifying for it in the first place takes more than just an application.

That’s where Greencasa comes in.
At Greencasa, we work with developers and investors to structure their projects in such a way that they can take full advantage of the benefits available through the CMHC MLI Select program.

We offer every kind of CMHC MLI Select consulting services and we will work with your project to ensure that it meets the criteria set by CMHC so that you can get the best possible financing package.
If you’re looking for better rates, better cash flow, and long-term scalability, it all begins here.

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About the CMHC MLI Select Program

The CMHC MLI Select program is a better version of the traditional CMHC MLI program, designed to encourage the development of rental housing that supports affordability, energy efficiency, and accessibility.

CMHC MLI Select is an insurance program backed by the Canadian government that rewards developers for building or buying rental housing. By meeting the criteria proposed by the CMHC MLI select, borrowers can get better loan terms, such as up to 95% financing, lower insurance premiums, and up to 50-year amortizations to improve cash flow.

In other words, the program rewards impact. Projects are assessed through a points-based system within the CMHC select framework. The stronger your project is in key impact areas, the better your financing benefits will be.

The three core pillars are:

  • Affordability
  • Energy efficiency
  • Accessibility
When structured properly, the MLI select program enables developers to gain financing benefits that are not available through traditional lending.

Key Benefits Of the CMHC MLI Select Program

Lower Interest Rates

One of the most important features of the CMHC program is the availability of reduced borrowing costs. Because loans are insured under the broader CMHC program, lenders can offer more competitive rates. Lower CMHC MLI select interest rate improves monthly cash flow, debt service coverage, and long-term ROI.

Longer amortization periods

Under the CMHC MLI Select program, qualifying projects may access amortization periods of up to 50 years. Longer amortization periods offer reduced monthly payments, stronger loan servicing capacity, and improved project feasibility. For developers managing construction financing or refinancing stabilized assets, this flexibility is a major advantage.

Higher loan-to-value ratios

Traditional financing often caps leverage at 75–80%. With MLI select CMHC, eligible projects may qualify for loan-to-value ratios of up to 95%. This allows you to preserve capital, reduce equity requirements, and scale faster across multiple projects.e

Sustainability, affordability, and accessibility

The CMHC MLI select program is structured to support long-term housing goals across Canada. Projects that include affordable rental units, energy-efficient building systems, and accessible design features are rewarded. This blend of social responsibility and financial performance is what makes CMHC MLI Select so powerful.

Why choose Greencasa?

Choosing the right advisory support for CMHC MLI Select applications determines whether you qualify or thrive. Greencasa specializes in multi-unit residential financing across Canada and has extensive experience structuring projects under the CMHC MLI Select program. Greencasa provides guidance to help clients navigate CMHC MLI Select requirements.

We understand how to position your project for maximum leverage and long-term success. Navigated accurately, MLI select CMHC turns out to be a strong growth strategy.

Ready to maximize your financing?

The CMHC MLI Select program offers powerful financial advantages, but only when structured strategically.

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What Our Clients Are Saying

Frequently Asked Questions
The CMHC MLI Select program is a government-backed financing initiative that provides improved loan terms for rental housing projects that meet affordability, sustainability, and accessibility standards.
The enhanced version uses a scoring system that rewards qualifying projects with longer amortizations, higher loan-to-value ratios, and reduced interest rates.
Rates vary depending on market conditions and lender terms, but because the loan is insured under the CMHC program, rates are typically lower than conventional financing options.
With strong project scoring, developers may qualify for up to 95% loan-to-value under MLI Select CMHC, significantly reducing required equity.
Greencasa structures, optimizes, and manages your entire application to maximize your approval strength and financing benefits.

Areas We Serve

  • Beltline
  • Downtown Calgary
  • Mission
  • Kensington
  • Bridgeland
  • Aspen Woods
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